Getting an auto loan for a new Acura or a quality pre-owned model doesn't have to be intimidating. Our financing specialists can tell you the pros and cons of getting a car loan vs. getting a lease, and it will be explained in simple, understandable terms. We can tap into our network of trusted lending resources to help you get the best available interest rate. At Regal Acura in Lakeland, FL, we put a high priority on customer service for our valued Tampa customers.
Welcome to our Acura Finance Center in Lakeland
We Make it Easy!
Some benefits of getting an Acura car loan
Financing a new or pre-owned vehicle with a car loan is the strategy most Kissimmee customers use because it gives you so many financial benefits. With an auto loan you can build thousands of dollars worth of equity, or cash value, in the car you drive every day. That's significant money that you can use to someday help pay for your next vehicle. A car loan allows you to make equal monthly payments until you've completely paid off the loan. By making a larger initial down payment, you'll lower your monthly payments and help increase your cash flow.
Financing with a loan also gives you the opportunity to pay off that loan, own that vehicle and eliminate monthly car payments. Getting a loan costs a little more than a lease at first but you're building cash value, unlike a lease, so it's the best long-term financial strategy for Orlando buyers. Check out our online new vehicle specials and Acura incentives for attractive loan offers that can help reduce the cost of financing your vehicle.
Here's why some people lease their vehicles
When you lease a new Acura, Brandon lessees get a couple of short-term benefits as a part of their lease deal. One is that the initial down payment, or amount due at signing, with an Acura lease is lower than it would be with a loan for the same new vehicle. In addition, monthly payments with a lease are lower than loan payments, although you end up paying more with a lease over the long run than you would with a car loan.
The reason Acura lease payments are lower is because you're only covering the depreciation of the vehicle during the time you drive it. Please keep in mind that leasing is like renting so you aren't building cash value and at the end of the lease you'll have to start all over again with your next vehicle. What's more, a lease puts contractual limits on the number of miles you can drive every year without incurring a penalty and you can't make any modifications in the car because you won't own it. You'll also have to cover the cost of any excess wear-and-tear at the end of the lease contract.
We make financing simple
When it's time to find the right loan or lease for your next new Acura or pre-owned vehicle, we know the process can seem complicated. The good news is that the specialists in our finance center are focused on giving you a transparent, stress-free experience. We take the time to listen to your needs before making a recommendation, something our Winter Haven customers appreciate. We have a variety of flexible financing options regardless of the financing approach you take.
You'll be money ahead when you finance at Regal Acura
We help people with a wide variety of financial situations and credit histories. Even if you've had credit issues in the past, we can work with you to find a financing solution that will help you stay within your budget. We've been recognized with Acura's Precision Team Dealer of Distinction Award for exceptional customer satisfaction and follow-up. When you need high-quality financing for your new or pre-owned Acura RDX, MDX, TLX or Integra, you can count on the professionals in our finance center at Regal Acura in Lakeland, FL.
Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
Ready to begin?
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Regal Acura
2615 Lakeland Hills Blvd
Lakeland, FL 33805-2217
- Sales: (863) 687-8000
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